Road Trips: Great American Solar Eclipse

Sky gazers are scrambling to find a spot where they can see the shadow of the moon completely obscure the sun for a few moments on August 21st.

Obviously, I wouldn’t expect you to actually make travel plans this late (you wouldn’t be able to anyway…any city in the path of totality during the eclipse has been fully booked for months!).   See what the eclipse will look like in Walnut Creek (or anywhere else) with the peak at 10:15 am Monday.

The eclipse path will stretch from Salem, Oregon to Charleston, South Carolina.  I know many people who have already left for Oregon to snag first come, first serve campsites. Ironically, Sun Valley, Idaho is in the path for a total eclipse and it is one my favorite spots to ski, not to mention it’s beauty for hiking in the summer. Already a popular tourist hotspot, Sun Valley will be overrun with thousands of tourists hoping to catch a clear glimpse (with eclipse glasses on, of course) of the rare spectacle.

Everybody is getting on the solar eclipse band wagon! In Hopkinsville, KY just two miles from the point of greatest totality, Casey Jones Distillery (makers of Eclipse Moonshine!) have dubbed their spirit the official drink of 2017 Solar Eclipse.

Those who have seen eclipses in the past described them as “magical” and “spiritual.”  It will be the first time in 38 years that a solar eclipse passes through the entirety of the continental United States, so it’s an event worth traveling for, but if you are like me – not making special plans  and at work – don’t forget to take a few minutes to step outside to marvel at this wondrous celestial event. Don’t forget to wear eclipse glasses!

Trail running in the Bay Area

This past Sunday, tons of people showed up at Joaquin Miller Park in Oakland to voluntarily run. For fun. At 7:00 a.m. on a weekend.

Coastal Trail Runs
Courtesy CoastalTrailRuns.com.

I don’t know why, but running for fun seems to be a thing here in the Bay Area. Give me an hour walking my dog or a light jog for exercise purposes all day, but full-on running for enjoyment? Yikes.

Anyway, as someone who passes along lifestyle options in the East Bay, I feel obligated to stop joking around and share this awfully cool organization with you! It’s called Coastal Trail Runs, and they just hosted the aforementioned Cinderella Run in Oakland.

There was a marathon, half-marathon, kids run, 5-mile run, and more. On Sunday, August 27th, they will be hosting another one on Mt. Diablo. This will consist of similar distances, and like most of the Coastal Trail Runs events, will get each runner a t-shirt and medal, and award the fastest finishers in each gender and age group separately.

forest person trail running recreation jogging race sports endurance mountain biking physical exercise outdoor recreation human action endurance sports ultramarathon duathlon cross country running cross country cycling

The Coastal Trail Runs group’s mission is to share trail running around the coast of California, and many of their events take place in the Bay Area. Though unaffiliated, their organization also brings to mind The Dipsea Run in Mill Valley that traverses the popular hiking trail to Stinson Beach.

Coastal Trail Runs organized more than 400 races in the past 16 years, and according to their website, about 25 percent of runners in a given race are first-timers. And they do have options for flatter, slower runs called “Zoom” and “Zombie.”

Almost makes me want to give running for fun a shot! Almost…

Donna is our latest satisfied customer!

My assistant Lilly and I recently closed on a home for Donna, an 85-year-old client. Donna lived in San Mateo many years ago before moving to Las Vegas to be closer to family.

It didn’t take long for Donna to realize that Vegas wasn’t her scene, so she moved back to San Mateo. Once there, she quickly learned that she’d been priced out of her little town, and needed to find a less expensive option.

So, Donna started exploring Concord! That’s where we met – at one of my listings. She told me she was looking for a white kitchen in a traditional rancher. A few months later, she found her dream home in Concord

I stopped by on Saturday before a hike with my dogs to give Donna the key and help her carry in a few items she brought over.  They would have loved to help too and I would love to help you – dogs are extra ;-).

 

Tax returns and your loan approval!

Our friend Jay Vorhees at JVM Lending came up with another relatable blog recently: Tax Transcripts and 4506-T forms. It generally explains how those forms work, and reminded me of an experience of my own. First, a summary of Jay’s blog:

Every time a lender gets a loan from a borrower, they also have to get the last two years of tax returns. This is why borrowers sign IRS Form 4506-T as part of their disclosures. It formally authorizes lenders to request tax transcripts, which then show the filer’s status and income information.

Lenders are required to request transcripts from the IRS before a borrower can (borrowers can only request them directly if the IRS reject’s a lender’s request). If there is a minor error between the 4506-T and the tax return, this rejection may occur, so it happens pretty often.

That covers the basics of how the 4506-T form works and the role it plays in a real estate transaction. It’s a more subtle part of the process, but can cause huge headaches when done incorrectly. Take, for example, my experience with a property at Madeira in Pleasant Hill last year.

I represented the seller, and the buyer had their lender in Oakland, with a Bank out of L.A. Unbeknownst to us, the bank was being bought out and the new bank was called Bank of Hope – yes, really. But it turned out to be the Bank of Hopelessness.

Abode, Advertising, Banking, Building, Buy, Buyer

Processes changed, the lender in Oakland was let go and nobody knew what they were doing. Communication was terrible. One of the balls that got dropped was getting the tax returns. We closed almost two weeks late and the only way this ended up closing at all is by the processor who I had been speaking with regarding other issues. They actually went down to the IRS office and got the tax returns. She went beyond what is required (and probably got tired of our phone calls), but my seller is an attorney and also made multiple phone calls as they had already purchased a new home that was about to close.

This is one of the best reasons to get fully underwritten before you start to write offers. If all the documentation is in upfront, there won’t be any surprises or delays once you get into contract. Selecting the right lender can be the difference between smooth sailing and dark nightmares.

Moving? Save a tree!

Are you planning to move soon? Already initiating that process? Then you know you’ll need an endless supply of cardboard boxes to get the job done!

According to RecycleSmart.org, the average home move requires 60 cardboard boxes, or more than half of a one-ton pine tree. So, make sure when you’re done with your move that you recycle those boxes in the proper can. Don’t leave them in the regular garbage can, and only compost them if they were food boxes with grease that can’t be recycled.

Cardboard can be recycled over and over again, and you can even leave tape and labels on them to make the process easier. If you really want to save space in that recycling bin, break down each box so they’re flat.

Again according to RecycleSmart.org, the average person moves 11 times, which is about six trees’ worth of boxes. If you recycle those, you can still get the job done and save a few trees while you’re at it!

For more info on recycling cardboard and to order a bigger recycling bin at no charge, visit www.RecycleSmart.org.

Art Town: Secret Garden

This is one of the more “flowery” utility boxes in downtown Walnut Creek. Most of them have cool, unique designs but you really have to look at them to get the picture.  This piece by Casey Rasmussen White, entitled “Secret Garden,” is one you can just enjoy.

On the corner of N. Broadway and Mt. Diablo, this beautiful piece really catches your eye. It is simple and colorful.

If the name of the artist sounds familiar, it’s because I’ve featured another great piece by her on a separate utility box in downtown Walnut Creek. That one is called Sea Queen and is on a different corner of the same street.

I am always amazed at how much art there is to look at in downtown Walnut Creek if you just take a moment to observe.

Broadway Plaza summer concert series kicks off tonight!

If you’re looking for a good activity to get out of the house this evening, I have good news for you. The Broadway Plaza summer concert series is back in downtown Walnut Creek!

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Tonight, from 6:30-8:30 p.m., marks the first in a series of shows played at Event Plaza. If you like what you hear and see, you can go again on any Thursday in August.

First up tonight is SuperHuey, followed by The Purple Ones on August 10th, and Fleetwood Mask (that’s “Mask,” before you get too excited…) on August 17th. Festivities include the music, vendors, shopping, and more.

It’s a perfect family outing for people of all ages. Bring a blanket or chair and a few dollars for a glass of wine, and enjoy the summer air with your fellow East Bay music lovers!’s

Note:  with the new development, the events plaza is in front of Macy’s and I find the area not that welcoming to large crowds.  it gets really tight with limited seating, so many people are just standing around.  If you are there to shop, you will find yourself in tight quarters and a swarm of people.  Personally I miss the old parking lot space.

Congratulations to Mckenzie!

I recently closed a home for my client, Mckenzie. She currently lives in the city and will be moving to Clayton. Thus, we met at the Legion of Honor to see the Monet exhibit, celebrate her closing and give her the house key, as seen below.

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IMG_1020The tenant doesn’t leave for another six weeks so this was a great way to celebrate and she was very happy to have closed! The process became a bit stressful as the family wanted to use their local bank in the valley, and the parents were co-signing. However, this bank was primarily an AG bank and did not close on very many condos.

Buyers rarely understand at the onset what a difference a great lender can make and the lasting experience everyone involved will have. If it is a great experience, the impression is minimal, but when it is not so great, it can become one of your worst nightmares. This ultimately ended well because of the family’s relationship with the local bank, yet, we still needed an eight-day loan contingency extension (but only closed four days late).

If you want to be the next client who buys or sells a property with me, I will help you navigate the process to a successful close! Just reach out at www.kristinlanham.com or call me direct at (925) 899-7123.

Pizza My Heart has my heart

Yo. If you’ve ever hung out at the beach in Capitola, you’ve probably jumped in the long line for a slice of $4 pizza from Pizza My Heart.

If you’re a true customer and not just a lowly shoobie, you’ve probably even paid $7 for the pizza/t-shirt combo! Well, now those killer beach vibes have landed in Walnut Creek. On the corner of Broadway Plaza on S. California Blvd., the moment has finally come.

Even if you’ve never been to the famous location in Capitola, I’d highly recommend riding the swell into this downtown Walnut Creek shop and chompin’ down on a delicious slice and salad. Don’t miss the Maverick’s Pizza, named for the local big-wave surf competition.

Personally, I was super amped to hit it up. And when I ate it (literally, not in the “crashing” sense), I almost caught myself yelling “cowabunga!” There’s no way you can leave this place without throwing down a sick hang loose sign.

It gets 5 out of 5 Mt. Diablo’s from me, dude!