I love this utility box art on Locust St. and Cypress St. by Ruth Kolman Brophy. She is an Austrian artist living in the Bay Area. As you can clearly see by this beautiful mural, she is very influenced by working with bold colors. What a great piece!
Everything’s coming up Better Homes and Gardens right now. Even Pantone’s Color of the Year is “Greenery,” which is very similar to what we use here at BHG.
Check out the story on the Color of the Year, which Pantone describes as “a fresh and zesty yellow-green shade that evokes the first days of spring when nature’s greens revive, restore and renew.” As an outdoor enthusiast and BHG realtor, I love this. But, I probably won’t be painting my walls this color – I think it makes a great accent color!
My favorite part of Pantone’s description, though, is this at the end: “A life-affirming shade, Greenery is also emblematic of the pursuit of personal passions and vitality.”
As we near the end of 2016 and move into 2017, it’s a good time to reflect and consider what we’ve accomplished and what there is to look forward to. I have a few resolutions: up by 6, work out Monday through Friday and in bed before 11 (no more falling asleep on the couch)! And of course, the time to lose some weight needs to become a reality versus just thinking about it. I am also going to start a remodel and add an in-law unit to my current house; I’m thinking about setting myself up for retirement. What is on your New Year’s resolution list?
Did you know interest rates climbed about 1/4 of a percent in the aftermath of Donald Trump’s election? This was the biggest single-day rate increase in three years.
Despite being told over and over again that a Trump victory would result in lower rates, the opposite has happened. In a recent Forbes column (Dec. 6 issue) Gary Shilling said he thinks the markets have massively overreacted to Trump’s election. He points out that the root causes of weak economic growth (that have kept rates low) will remain. He also says that Trump’s proposed tax cuts and stimulus programs will be watered down by Congress; the expectations of an economic boom are overblown. If he is correct, this means rates may fall again.
This now begs the point: nobody can predict anything in this market. So, if you have been thinking about buying or selling, is it time to get off the fence? Rates are still historically low, but for every 1/2 percent increase in rate on a $500,000 loan, the payment increases about $140 to $150 (and even less after “tax benefits”). Should buyers and borrowers wait to see if rates fall before moving forward with transactions? Absolutely not. Borrowers can easily take advantage of no-cost refi’s if rates fall.
If you do decide to buy or sell, give me a call, I would love to help you navigate the process!
My team and I recently coordinated a local coat drive to donate clothing to One Warm Coat, an organization that gives clothing to the homeless and others in need during winter.
I’m proud to say that we had so many contributions, we had to use two cars just to haul all the bags of coats to One Warm Coat! I really enjoyed meeting everyone when I stopped by to pick up the coats and for those who dropped them off on my doorstep or left them on their porch for me to grab, I am shouting out a big THANK YOU ALL so much!
Your contributions will go a long way in keeping people warm this winter who otherwise might not have been. Keep an eye out for another One Warm Coat drive next year!
December and January are usually busy months with holidays, vacations and school breaks. But, contrary to popular belief, that does not mean the housing market slows down. On the contrary, actually!
Based on 2015 numbers, listing your home in December and January actually give you a benefit. You can garner multiple offers and close above list price. In Spring, you get the price increase but also more houses listed, which lead to many more choices for buyers, making multiple offers rarer (or, you’ll get fewer offers at least, like 3 vs. 8 in Dec./Jan.).
If you’d like to take advantage of this market in December and January, reach out to me. I’d love to help you navigate the holiday season weather you are selling or buying a home or just consult with you on the best overall strategy for you!
You may not always notice some of the public art in Walnut Creek, especially when it blends in with your surroundings, or is tucked away on a less heavily-walked part of downtown. The latter was true for me, until I stumbled upon a really cool tree across from the creek next to Maria Maria.
Check out the creativity that went into creating this little scene, and allowing a nice place to sit down. I couldn’t find any title or artist information, but this piece is awesome! I especially love the quotes on the bench!